Rather than purchasing an iTunes gift card or certificate for the full amount up-front, you can spread the cost over several months using Apple's Gift Allowance option in iTunes. If you're considering buying $50 or even $100 of iTunes credit for several or your children or other family members, then setting up an iTunes allowance of $10 per month for each person will significantly lessen the financial blow.
Once your allowances are set up, your kids for example will have more independence and their own credit to dip into -- you'll be able to control what they spend too on songs, apps, audiobooks, videos, etc. Using allowances also ensures you don't have to link your credit card directly to another uncontrolled iTunes account.
To see how to get started, read our step-by-step tutorial on How to Set Up an iTunes Allowance.
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